Down Time- Strategic Disconnect- Game Day

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The rate of speed that has to be generated mentally, to process information from a multitude of sources every day is something that I am truly blessed to be able to do.

But to run your mind at that speed at all times, will definitely cause, ”friction” within you and your relationships.  Business, personal, emotional and spiritual.

In 2017 my mother suffered a “life changing event” – she was afflicted with some severe health issues, I became the  Paternal head of household,  for someone who was is my parent.  I became a proxy, I became responsible for someone’s life.

The next few years of my life were very, “cloudy”  They were filled with guilt, fear, worry and anxiety.   My wife was a key instrument in helping me get thru this and I wanted to mention this in my blog post.

The video attached to this blog post represents something that helped teach me the skill of “unplugging”.  I had met a Brooklyn Nets Sales manager thru the social media website, “LinkedIn” in 2016. He offered to host  my family to a game of my choosing if I would hear his pitch.
The game we attended was Kobe Bryant’s farewell game against the Brooklyn Nets.  We had fantastic seats and the family had a great time. Later that month I committed to a 6 game package.

Then in March 2017 she had that life event,   the tickets I agreed to purchase were later in the year, starting in September of 2016. When the time approached, I asked my wife if she thought I should back out of it. She told me, “no you should go”   She said, it will help take things of your mind and let you disconnect” even if it’s for a few hours.   This was some of the best advice I have ever gotten. The same way, my mind works quickly and processes information faster than most people, it also has the ability to worry more than most people. It was doing damage to me and I didn’t even realize it.

Sometimes, you have to relax your mind, even if it’s by distraction. You will feel better when you come back to the situation. Whatever it is.

Getting “Real” in Real Estate 2019

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The question I am most asked is, “What do you do?” – My answer is always, “I close real estate transactions.” I originally started in residential lending in 2006, but I found that small balance commercial lending was a niche that I was very comfortable in. When the subprime was at it’s peak, I found working more with people that did not “fit” the “traditional” lending model. So currently my company serves two functions, it’s main function is small balance commercial lending. These are loans for “investment only” One to four family properties – the three things I take into account are the following:

  • Credit –  Your FICO score
  • Collateral – The appraised value of the property
  • Capability – The down payment ( minimum is 20% ) and the rental income that the property receives every month from the rents it collects.

These are the three main factors I use to “underwrite” or “Vet” your loan transaction. The other property types I lend on are, Mixed use Ex. Store on the first floor with apartments on top. Apartment buildings – which are buildings with more than 5 apt units Warehouse/Industrial – Think garage or office buildings.

The second function is “full service Concierge” real estate brokerage- This is “high touch” approach to the function of a realtor. I expect our realtors to provide the best possible service to our clients.

The “Human Factor” is what separates our company from others. We use state of the art technology, but I believe that the people make the experience. The realtor involvement must be immersive, in what may be our clients largest financial decision of their lives.

The motto is simple, “ to give value” to teach our clients, so that they become more “Aware” within the transaction.

Our mission statement –“You can work with us to get your deal done.”