I have been lending in the “non-qualified“ mortgage sector for about a decade – these are mortgages where we don’t verify your personal income. (non QM). I’m educated and familiar in the “agency” loans as well ( Fannie- Freddie-FHA) But I believe Non-QM and “unconventional” or Commercial lending has especially resonated with me, due to […]
Many strangers, friends and clients ask me what is” Private Equity lending “, “Bridge Lending” or “Hard Money lending” and the general definition is Private Equity/ Bridge Lending/ Hard money : Private equity lending, Bridge lending AKA Hard Money – Lending on collateral value (Real estate). This capital is sourced from a syndicate of […]
The topic of success is very subjective. There are many different ways to measure success – here are some categories for example- financial, emotional, mental and spiritual. If you speak to 5 different people you may get 5 separate, distinct answers. I am writing this particular entry to discuss my motivator – it has changed […]
A question that is always asked of me from clients, “When is a good time to buy?” – My answer when speaking about purchasing your primary residence. ( where you’re going to live with your family) is always the same. “Today” , when buying a primary residence, in an up market, in a down market, […]
Wealth without health – would you trade one over the other? I think its obvious that most individuals tend to put financial wealth as a top priority. The majority of people only think about their health when something goes left. I use the term left instead of Wrong, as [wrong] has a negative connotation. – […]
Real Estate is a High Pressure industry- that is why clients need a Qualified professional to represent them: When dealing with High Net worth individuals, Attorneys, Real estate agents, or even your clients. ( buyers or sellers). Approach everyone with professionalism, do your research and communicate efficiently. In many instances, (typically during larger transactions) As […]
I am writing to bring your attention to another service the HGRN Commercial Lending platform has added. The “Click And Close Program” is a service we provide at no additional cost, its sole function is to further serve our clients. This program is not required to transact with HGRN but was an option reserved for […]
What is culture? Culture is a way of life. And in business, it is extremely important to Execute your vision for the enhancement of all involved. At HGRN, our culture consists of gratitude mixed with a demand of execution. I have learned that “My Team” is “My Company,” rather than the actual real estate transactions […]
HGRN is a leader in non QM lending. What does this actually mean? This means that we are a leader in alternative financing with multiple loan programs: Debt Service Coverage Ratio Loan (DSCR Loan): If you own a cash heavy business and you write off a majority of your income (of which you’re entitled to […]
The topic of success can be very subjective in regards to how someone can achieve it. My truth, is that there isn’t one general blueprint that will guarantee success. There are numerous paths that can and will lead to success. The one common denominator, your mindset, the most important catalyst to change. Your conviction or […]