I have been lending in the “non-qualified“ mortgage sector for about a decade – these are mortgages where we don’t verify your personal income. (non QM). I’m educated and familiar in the “agency” loans as well ( Fannie- Freddie-FHA) But I believe Non-QM and “unconventional” or Commercial lending has especially resonated with me, due to […]
Many strangers, friends and clients ask me what is” Private Equity lending “, “Bridge Lending” or “Hard Money lending” and the general definition is Private Equity/ Bridge Lending/ Hard money : Private equity lending, Bridge lending AKA Hard Money – Lending on collateral value (Real estate). This capital is sourced from a syndicate of […]
The topic of success is very subjective. There are many different ways to measure success – here are some categories for example- financial, emotional, mental and spiritual. If you speak to 5 different people you may get 5 separate, distinct answers. I am writing this particular entry to discuss my motivator – it has changed […]
We have all heard the saying, “you are the average of the 5 people you spend the most time with.” In Spanish there is a saying, “dirme con quien andas y te digo quien eres” Translation- Tell me who you walk with and I will tell you who you are. This post is more about elevating […]
A question that is always asked of me from clients, “When is a good time to buy?” – My answer when speaking about purchasing your primary residence. ( where you’re going to live with your family) is always the same. “Today” , when buying a primary residence, in an up market, in a down market, […]
Wealth without health – would you trade one over the other? I think its obvious that most individuals tend to put financial wealth as a top priority. The majority of people only think about their health when something goes left. I use the term left instead of Wrong, as [wrong] has a negative connotation. – […]
Real Estate is a High Pressure industry- that is why clients need a Qualified professional to represent them: When dealing with High Net worth individuals, Attorneys, Real estate agents, or even your clients. ( buyers or sellers). Approach everyone with professionalism, do your research and communicate efficiently. In many instances, (typically during larger transactions) As […]
I am writing to bring your attention to another service the HGRN Commercial Lending platform has added. The “Click And Close Program” is a service we provide at no additional cost, its sole function is to further serve our clients. This program is not required to transact with HGRN but was an option reserved for […]
What is culture? Culture is a way of life. And in business, it is extremely important to Execute your vision for the enhancement of all involved. At HGRN, our culture consists of gratitude mixed with a demand of execution. I have learned that “My Team” is “My Company,” rather than the actual real estate transactions […]
About a month ago, I had been working on securing a loan for a client, who was also a close friend. My client, and his wife, were nervous during the process, particularly at the date of closing. The closing was held in CT at my Clients’ attorney’s office. When we arrived at the law firm, […]