our partners
Terms | 1 Year | 2 Year | 3 Years |
|---|---|---|---|
LTV | 65% | 65% | 65% |
Par Interest Rate | 9.50% | 10.50% | 11.50% |
Lender Points | 4.00% | 4.00% | 4.00% |
Pre-Payment | None | 2,1 | 3,2,1 |
Exit Fee | None | None | None |
Application Fee | $995.00 | $995.00 | $995.00 |
Underwriting Fee | $1,295.00 | $1,295.00 | $1,295.00 |
Appraisal Fee | Pass Through | Pass Through | Pass Through |
Fico >700 | Par Rate | Par Rate | Par Rate |
Fico >660 | +0.50% | +0.50% | +0.50% |
Fico >600 | +1.00% | +1.00% | +1.00% |
Fico >560 | +1.50% | +1.50% | +1.50% |
Fico >500 | +2.00% | +2.00% | +2.00% |
Fico <500 | +2.50% | +2.50% | +2.50% |
We are a New York City Private Lender that only uses its own funds.
Our focus is to assist borrowers that were not able to secure financing through other sources.
It is our belief that if we have a good collateral then we can afford to allow our borrowers the time and freedom to freely operate their business and put their finances back on track.
- Purchase
- Refi Cash-Out
- Bridge Loans
- Fix and Flip
- Rent and Hold
- Foreclosures
- Default Bail-Outs
- 1-4 Family
- Mix-Use
- Multi Family
- Commercial
- Office and Retail
- Condos
- Entity Owned
- Investment Use Only
- Non-Primary Residence
- New York and New Jersey
- No Credit Report
- No Tax Returns
- No Income Verification
- No Verification of Funds
- No Seasoning
